{"id":2145559,"date":"2025-06-12T10:31:18","date_gmt":"2025-06-12T08:31:18","guid":{"rendered":"https:\/\/grupliving.com\/bce-baja-tipos-hipotecas-espana\/"},"modified":"2026-10-22T15:34:30","modified_gmt":"2026-10-22T13:34:30","slug":"el-bce-retalla-els-tipus-dinteres-hipotecaris-a-espanya","status":"publish","type":"post","link":"https:\/\/grupliving.com\/ca\/el-bce-retalla-els-tipus-dinteres-hipotecaris-a-espanya\/","title":{"rendered":"El BCE rebaixa els tipus al 2 %: implicacions per a les hipoteques a Espanya"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2145559\" class=\"elementor elementor-2145559 elementor-2121239\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c7b4773 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c7b4773\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d910780\" data-id=\"d910780\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc6c1bc elementor-widget elementor-widget-image\" data-id=\"fc6c1bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/grupliving.com\/wp-content\/uploads\/elementor\/thumbs\/ue-rv8dsra9v2rjao9b7k494088w8qy48klkwzsl32iy8.jpg\" title=\"Facade of the European Parliament, Brussels, Belgium\" alt=\"Brussels, Belgium - March 8, 2025: Facade of the European Parliament. The European Parliament is the parliamentary institution of the European Union directly elected by citizens\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cee903d elementor-widget elementor-widget-text-editor\" data-id=\"cee903d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El Banc Central Europeu (BCE) ha decidit rebaixar els tipus d&#8217;inter\u00e8s al 2 %, la qual cosa suposa un punt d&#8217;inflexi\u00f3 en la pol\u00edtica monet\u00e0ria despr\u00e9s de diversos mesos d&#8217;ajustaments.<br\/>Aquesta mesura t\u00e9 un impacte clar en les hipoteques, especialment en les de tipus variable i en les noves ofertes de tipus fix. En aquest article, analitzem com aquesta rebaixa afecta l&#8217;Eur\u00edbor, els pr\u00e9stecs hipotecaris i el mercat immobiliari a Espanya, i qu\u00e8 han de tenir en compte aquells que consideren comprar una casa.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03ab312 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03ab312\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-00c239f\" data-id=\"00c239f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0298e40 elementor-widget elementor-widget-spacer\" data-id=\"0298e40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32ffee6 elementor-widget elementor-widget-heading\" data-id=\"32ffee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Per qu\u00e8 el BCE ha rebaixat els tipus al 2 %?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a06aa72 elementor-widget elementor-widget-text-editor\" data-id=\"a06aa72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El BCE ha rebaixat els tipus d&#8217;inter\u00e8s al 2 %, la qual cosa suposa la vuitena rebaixa en l&#8217;\u00faltim any i la setena consecutiva des que els tipus van comen\u00e7ar a baixar des del 4 % el 2024. Aquesta decisi\u00f3 est\u00e0 impulsada per diversos factors: <\/p><p> <\/p><ul><li><strong>Control de la inflaci\u00f3<\/strong>: la inflaci\u00f3 a la zona de l&#8217;euro s&#8217;ha moderat fins a al voltant del 1,9 % al maig, acostant-se a l&#8217;objectiu del BCE.<\/li><\/ul><p> <\/p><ul><li><strong>Est\u00edmul de l&#8217;economia<\/strong>: davant de senyals de desacceleraci\u00f3 i debilitat en alguns sectors, el BCE busca impulsar el consum i la inversi\u00f3.<\/li><\/ul><p> <\/p><ul><li><strong>Preparar-se per al futur<\/strong>: Tot i que alguns experts preveuen que aquesta podria ser la darrera rebaixa per ara, el BCE mant\u00e9 la porta oberta a noves rebaixes si la situaci\u00f3 ho requereix.<\/li><\/ul><p> <\/p><p>Aquest context econ\u00f2mic obre noves oportunitats, per\u00f2 tamb\u00e9 limita el marge de maniobra de les entitats financeres.<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94d808b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"94d808b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16e725d\" data-id=\"16e725d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f760d9 elementor-widget elementor-widget-spacer\" data-id=\"4f760d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2c9497 elementor-widget elementor-widget-heading\" data-id=\"e2c9497\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Impacte en l'Eur\u00edbor i les hipoteques de tipus variable<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b23d5e elementor-widget elementor-widget-text-editor\" data-id=\"5b23d5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&#8217;Eur\u00edbor, l&#8217;\u00edndex al qual estan vinculades la majoria de les hipoteques de tipus variable a Espanya, ja reflecteix aquesta tend\u00e8ncia a la baixa. En els darrers mesos, s&#8217;ha situat per sota del 2,1 %, la qual cosa es tradueix en una reducci\u00f3 significativa en les quotes hipotec\u00e0ries per als propietaris actuals <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd9beec elementor-widget elementor-widget-spacer\" data-id=\"dd9beec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3626bf6 elementor-widget elementor-widget-heading\" data-id=\"3626bf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Qu\u00e8 significa aquesta baixada per a la teva hipoteca?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7fb44b elementor-widget elementor-widget-text-editor\" data-id=\"b7fb44b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Per a un pr\u00e9stec mitj\u00e0 de 150.000 \u20ac a 25 anys, la quota mensual es podria reduir en uns 130 \u20ac, la qual cosa representa un estalvi anual de gaireb\u00e9 1.600 \u20ac. Aquesta reducci\u00f3 es deu al fet que l&#8217;Eur\u00edbor afecta directament el tipus d&#8217;inter\u00e8s que pagueu si teniu una hipoteca de tipus variable. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3a432c elementor-widget elementor-widget-spacer\" data-id=\"e3a432c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a485a9e elementor-widget elementor-widget-heading\" data-id=\"a485a9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tindr\u00e0 l'Eur\u00edbor un m\u00ednim hist\u00f2ric?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a6a96d elementor-widget elementor-widget-text-editor\" data-id=\"2a6a96d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tot i que la caiguda de l&#8217;Eur\u00edbor podria continuar, els experts coincideixen que les possibilitats de noves reduccions s\u00f3n limitades. Les previsions suggereixen que l&#8217;\u00edndex podria situar-se al voltant de l&#8217;1,9 % a finals del 2025, abans d&#8217;estabilitzar-se. Aix\u00f2 suggereix que, tot i que els titulars actuals d&#8217;hipoteques de tipus variable encara es poden beneficiar, la millora ser\u00e0 gradual i limitada.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7761ed7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7761ed7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-461c49a\" data-id=\"461c49a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8cac597 elementor-widget elementor-widget-spacer\" data-id=\"8cac597\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9703bcb elementor-widget elementor-widget-heading\" data-id=\"9703bcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">I les hipoteques noves i de tipus fix?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b5a7f0 elementor-widget elementor-widget-text-editor\" data-id=\"9b5a7f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Per a aquells que busquen una hipoteca nova, la situaci\u00f3 \u00e9s una mica diferent:<\/p><p> <\/p><ul><li>Les entitats financeres han ajustat les seves condicions, per\u00f2 la reducci\u00f3 dels tipus d&#8217;inter\u00e8s tamb\u00e9 limita la seva capacitat d&#8217;oferir millores significatives en les hipoteques de tipus fix.<\/li><\/ul><p> <\/p><ul><li>Actualment, les hipoteques de tipus mixte oscil\u00b7len entre l&#8217;1,2 % i l&#8217;1,8 % per al per\u00edode de tipus fix, mentre que les hipoteques de tipus variable se situen entre l&#8217;Eur\u00edbor +0,50 % i el +0,65 %.<\/li><\/ul><p> <\/p><ul><li>Aix\u00f2 significa que, fins i tot si l&#8217;Eur\u00edbor baixa, les ofertes per a hipoteques de tipus fix o mixt no experimentaran caigudes tan pronunciades com les de les hipoteques de tipus variable.<\/li><\/ul><p> <\/p><p>Per tant, les hipoteques de tipus variable continuen sent les m\u00e9s beneficiades per la rebaixa, mentre que les de tipus fix mantenen els seus marges.<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-660c15b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"660c15b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4364d40\" data-id=\"4364d40\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae74591 elementor-widget elementor-widget-spacer\" data-id=\"ae74591\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38254fa elementor-widget elementor-widget-heading\" data-id=\"38254fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Impacte en el sector immobiliari<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f456acc elementor-widget elementor-widget-text-editor\" data-id=\"f456acc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La rebaixa dels tipus d&#8217;inter\u00e8s del BCE tamb\u00e9 t\u00e9 un impacte directe en el mercat immobiliari:<\/p><p> <\/p><ul><li>Major acc\u00e9s al cr\u00e8dit: La reducci\u00f3 de l&#8217;Eur\u00edbor fa que les hipoteques de tipus variable siguin m\u00e9s assequibles, la qual cosa facilita que moltes fam\u00edlies puguin comprar un habitatge.<\/li><\/ul><p> <\/p><ul><li><strong>Preus estables per\u00f2 s\u00f2lids<\/strong>: Tot i que l&#8217;acc\u00e9s a la finan\u00e7ament millora, els preus de l&#8217;habitatge a Espanya continuen pujant al voltant d&#8217;un 8 % interanual en moltes zones, a causa de la demanda sostinguda i l&#8217;oferta limitada.<\/li><\/ul><p> <\/p><ul><li>Cautela dels bancs: Els bancs mantenen pol\u00edtiques de pr\u00e9stec m\u00e9s restrictives, prioritzant la qualitat del cr\u00e8dit i evitant un creixement excessiu que podria generar riscos futurs.<\/li><\/ul><p> <\/p><p>En resum, els compradors actuals tenen una oportunitat favorable per comprar una casa, per\u00f2 ho haurien de fer amb cautela i amb l&#8217;assessorament adequat.<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-724723b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"724723b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-852d648\" data-id=\"852d648\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d12f2f elementor-widget elementor-widget-spacer\" data-id=\"8d12f2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-607d66d elementor-widget elementor-widget-text-editor\" data-id=\"607d66d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La reducci\u00f3 dels tipus d&#8217;inter\u00e8s al 2 % per part del BCE representa un canvi significatiu per al mercat hipotecari i el sector immobiliari a Espanya. Mentre que els qui tenen hipoteques de tipus variable estan gaudint d&#8217;una reducci\u00f3 significativa en les seves quotes mensuals, les noves hipoteques, especialment les de tipus fix, mostren poca millora a causa dels marges limitats dels bancs. Per als compradors d&#8217;habitatge, aquest escenari presenta una oportunitat per assegurar-se millors condicions, tot i que \u00e9s essencial procedir amb cautela i buscar assessorament professional. En \u00faltima inst\u00e0ncia, aquesta mesura del BCE t\u00e9 com a objectiu equilibrar la recuperaci\u00f3 econ\u00f2mica sense alimentar un creixement excessiu del cr\u00e8dit, mantenint un mercat immobiliari estable per\u00f2 din\u00e0mic. Mantingueu-vos informats i aprofiteu les millors condicions per prendre decisions intel\u00b7ligents sobre la vostra inversi\u00f3 immobili\u00e0ria.    <\/p><p> <\/p><p>Si voleu estar al dia del mercat immobiliari, subscriviu-vos al nostre butllet\u00ed per rebre m\u00e9s not\u00edcies i consells.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b5b9aa0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b5b9aa0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-93bf8de\" data-id=\"93bf8de\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7236b4a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7236b4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/newsletter.livingsitges.com\/registro\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Registra't ara<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>El Banc Central Europeu (BCE) ha decidit rebaixar els tipus d&#8217;inter\u00e8s al 2 %, la qual cosa suposa un punt d&#8217;inflexi\u00f3 en la pol\u00edtica monet\u00e0ria despr\u00e9s de diversos mesos d&#8217;ajustaments. Aquesta mesura t\u00e9 un impacte clar en les hipoteques, especialment en les de tipus variable i en les noves ofertes de tipus fix. En aquest [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2145939,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[539],"tags":[],"class_list":["post-2145559","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacio-immobiliaria-de-sitges-i-consells"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El BCE rebaixa els tipus al 2 %: hipoteques a Espanya<\/title>\n<meta name=\"description\" content=\"La decisi\u00f3 del BCE baixa tipus al 2% afecta a les hipoteques variables i fixes, a l&#039;eur\u00edbor, i al mercat immobiliari a Espanya.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/grupliving.com\/ca\/el-bce-retalla-els-tipus-dinteres-hipotecaris-a-espanya\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El BCE rebaixa els tipus al 2 %: hipoteques a Espanya\" \/>\n<meta property=\"og:description\" content=\"La decisi\u00f3 del BCE baixa tipus al 2% afecta a les hipoteques variables i fixes, a l&#039;eur\u00edbor, i al mercat immobiliari a Espanya.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/grupliving.com\/ca\/el-bce-retalla-els-tipus-dinteres-hipotecaris-a-espanya\/\" \/>\n<meta property=\"og:site_name\" content=\"Grup Living: Inmobiliaria en Sitges - 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